Money-saving quotes are a powerful way to inspire you to save money when you are finding it hard to save. This is because quotes can become a part of one’s working ideology and motto.
It is on this ground that I want to show you 20 powerful “saving money quotes” that will not only inspire you to save but also open your eyes to see that every little penny matters as far as saving money is concerned.
About 61% of Americans live paycheck to paycheck and 56% lack the savings to cover a $1,000 unplanned expense. A car breakdown or a medical emergency can wreck your budget, or worse, put you and your family in a financial disaster.
Without saving, even a six-figure income cannot save you in times of emergency. This is one of the many importance of learning to save money.
I hope these money-saving quotes inspire you more on the need to save money both for the rainy day or for extraneous investments.
Write these quotes down or print the text on sticky paper, stickers, your phone wallpaper, or anything that makes you remember.
1. “A bargain ain’t a bargain unless it’s something you need.” – Sidney Carroll
Don’t bargain for something you don’t need. Otherwise, you will end up spending the money you could have used to buy something else you needed or the money you could have saved.
2. “Wealth is the ability to fully experience life.” – Henry David Thoreau
Wealth is the ability to buy what you want at the time you need it. Saving and investing are ways you can attain true wealth. It starts with your decision now.
3. “Money looks better in the bank account than on your feet.” – Sophia Amoruso
It is better to save wisely than to squander every money you earn buying things you don’t need.
4. “It is never too early to encourage long-term savings.” – Ron Lewis
It is never too late to start long-term savings. If you have not been doing so, now is a good time to start.
5. “By definition, saving for anything requires us to not get things now so that we can get bigger ones later.” – Jean Chatzky
Saving is making a sacrifice – giving up something now to get something bigger and better in the near future.
6. “Beware of little expenses; a small leak will sink a great ship.” – Benjamin Franklin
Those little expenses you don’t account for can cause great financial damage. Avoid compulsive buying.
7. “When I was young I used to think that money was the most important thing in life; now that I am old, I know it is.” – Oscar Wilde
Gone are the days when we only thought. Now, we know that saving is very important to financial excellence.
8. “Someone’s sitting in the shade today because someone planted a tree a long time ago.” – Warren Buffett
What you save today can help you or someone else tomorrow. Start saving now!
9. “Stop buying things you don’t need, to impress people you don’t even like.” – Suze Orman
This is the most hilarious money-saving quote I have seen in a long time but it is very true indeed. Why waste your money buying things you don’t need, to impress people you don’t like? Save instead.
10. “A budget is telling your money where to go, instead of wondering where it went.” – John C. Maxwell
There is no direction to spending money but you can choose to give it a direction by adopting a budget to save money from being lost unintentionally.
11. “It takes as much energy to wish as it does to plan.” – Eleanore Roosevelt
Are you still wishing to save money? You are expending more energy doing so than if you started saving now.
12. “Save one-third, live on one-third, and give away one-third.” – Angelina Jolie
Life is easier when you save a part, spend a part, and give out another part. Giving out also includes making investments, and helping the needy.
13. “Don’t tell me what you value, show me your budget, and I’ll tell you what you value.” – Joe Biden
The things you value or truly need are the things you naturally include in your budget. That way, you know the things you don’t have to waste money on.
14. “Financial peace isn’t the acquisition of stuff. It’s learning to live on less than you make, so you can give money back and have money to invest. You can’t win until you do this.“ – Dave Ramsey
If you base your peace and financial satisfaction on buying everything you crave, you will end up broke most times. You must learn to live on less than you make and give money back into savings and investments.
15. “Every time you borrow money, you’re robbing your future self.” – Nathan W. Morris
Anyone who encourages you to borrow has something to gain from you, otherwise, they wouldn’t dare say so. Live on what you make and save a part. Borrowing puts you at a deficit in the future.
16. “Never spend your money before you have it.” – Thomas Jefferson
We are all guilty of this until we stop being so. I hope the next time you see it, you are no longer guilty of it.
17. “The price of anything is the amount of life you exchange for it.” – Henry David Thoreau
Your seriousness to save will show when you have become very determined to keep your plans. Stop eating your savings unnecessarily. Be stricter on your savings life.
18. “He who buys what he does not need, steals from himself.” – Swedish Proverb
Wasting is not only throwing things you need away. It is also in buying what you don’t need. That way, you are stealing from yourself without knowing it.
19. “Do not save what is left after spending, but spend what is left after saving.” – Warren Buffett
If saving matters to you, you will prioritize it instead of making it one of the things you attend to after spending. There might be nothing left to save if you don’t save first before spending.
20. “I have not failed. I’ve just found 10,000 ways that won’t work.” – Thomas A. Edison
If you have ever failed in your finances before, maybe you have not been meeting up with your saving plans, don’t give up; it’s not over. Try again, but this time, you have learned more ways to succeed. Discipline and consistency are important keys to being a successful money saver.
Last words
Saving money can be hard especially when there are so many things to buy and the income is small. I hope these quotes inspire you to do what’s possible to save money.
As small it saving money can seem, it holds the key to great financial achievements in life. Hence, it is something you need to get committed to.
If you have not been paying attention to saving money, now is the time to get serious with your life and your finances. Stay focused!
